Sleep Apnea Life Insurance

January 30, 2009


Idaho Insurance quotes, rates and information

Sleep Apnea could possibly increase your life insurance premiums, like anything else the more information you have the better prepared you are to shop and get the best rates.  Great article about Sleep Apnea and how the get the best rates.

Sleep Apnea is a condition where your breathing stops for a short
period of time during sleep. In general there are three types of apnea
that occur during sleep:obstructive, central, and mixed. This condition
can cause some issues and dangers including but not limited to the
following:

Major Factors Affecting your life insurance offer:
  • Current Age
  • Type of Apnea, Obstructive-Central-Mixed
  • Severity of the condition
  • Your treatment: CPAP machine or surgery
  • How compliant with any treatment or medications prescribed
  • When was the last sleep study completed
  • Build or Height and Weight
  • Any other health issues such as high blood pressure, coronary artery disease or arrhythmia
  • Currently Smoking