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The Life Insurance Industry continues to get battered by the rating agencies!  Still realize that these companies although being downgraded could still be in reasonably good financial health.  Do your research and speak with qualified life insurance brokers or agents that can help review the carriers financials with you. 

Downgrades For Lincoln Life Insurance And Parent Lincoln National Corp. — Courant.com

Moody’s downgraded Lincoln Life Insurance Co.’s insurance financial strength rating Wednesday to A2 from A1, still in the “good” range, and lowered the rating on senior debt of the parent Lincoln National Corp. to Baa2 from Baa1, still in the “moderate risk” range.

The ratings remain under review for possible further downgrade. Moody’s said that is likely if Lincoln doesn’t receive government funds or address holding company liquidity issues. Moody’s expects continued depressed earnings and further investment losses.

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